To: The [Assistant / Deputy] General Manager (Customer Experience) State Bank of India, Local Head Office, [city] Subject: Escalation of complaint no. [______], account ending [last 4 digits only] I lodged the complaint above on [DD-MM-YYYY] through [branch / crh.sbi.bank.in / contact centre / email]. [I have had no response in [__] days. / SBI replied on [date] saying ____, which does not resolve it because ____.] What happened: [2 to 5 short lines, in date order, with amounts and transaction dates] What I am asking for: [refund of Rs. ____ / correction of ____ / closure of ____ / written reason] If this is not resolved within 30 days of my first complaint, I will approach the RBI Ombudsman under the Reserve Bank - Integrated Ombudsman Scheme. Attached: [copy of first complaint and acknowledgement, statement extract, SBI's reply] Name: [your name] Branch: [branch name] Registered mobile: [number] Date: [DD-MM-YYYY] Do not send your full account number, card number, PIN, OTP or password.