Stripe fee calculator

Enter a card payment to see Stripe's fee and your payout. Enter the amount you need to end up with to get the price to charge. Add your monthly volume to see what Stripe costs you as a share of revenue.

Payment amount

Amount you want to receive

International card Currency conversion needed Payments per month

Average payment

Edit fee rates

Domestic card rate

% +$

International card surcharge

Currency conversion surcharge

You receive

Work backward

Per month

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US Stripe standard pricing as of October 2026: 2.9% + $0.30 per successful domestic card charge, +1.5% for international cards and +1% when currency conversion is required. ACH, wallets, Stripe Tax, Billing and disputes ($15 each) have separate pricing. Negotiated or non-US accounts differ, so the rates are editable.

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Stripe's standard card fee

On standard US pricing, Stripe charges 2.9% + $0.30 on each successful card payment. Two surcharges stack on top: 1.5% when the card was issued outside the US, and 1% when the payment has to be converted into your payout currency. An international card in a foreign currency costs 5.4% + $0.30.

Payout = amount - (amount x rate + $0.30)

Example: a $100 domestic payment costs $3.20 and you receive $96.80. If the card is international, the fee is $4.70 and you get $95.30. Add currency conversion and it is $5.70, leaving $94.30.

Charging enough to cover the fee

Passing the fee on means solving for the price, not adding 2.9%. Divide what you want to keep, plus $0.30, by 1 minus the rate:

Charge = (amount you want + $0.30) / (1 - rate)

To receive $100 from a domestic card, charge $103.30. For an international card, charge $104.92. Check your local rules before adding a surcharge to card payments; some US states restrict it.

Your monthly Stripe cost

Stripe has no monthly fee on standard pricing, so your cost scales with volume. 500 payments of $40 is $20,000 a month, and Stripe takes $730.00 of it, an effective 3.65%. The $0.30 fixed part is $150 of that, which is why low-priced products or many small payments push your effective rate up. If 100% of those payments were on international cards, the bill would be $1,030.00.

Questions

How much does Stripe charge on $100?

$3.20 for a domestic card at 2.9% + $0.30, so you receive $96.80. An international card costs $4.70.

How much should I charge to get $100 after Stripe fees?

$103.30 with a US card. With an international card, $104.92.

What is the Stripe fee on $50?

$1.75 at 2.9% + $0.30, so you receive $48.25.

Does Stripe charge a monthly fee?

Not on standard pricing. You pay per successful payment only. Extra products such as Billing, Tax or Radar for Fraud Teams are priced separately.